/* ==========================================================================
   Equity Release Harrogate - main stylesheet
   One file, plain CSS, no dependencies. Sections:
   1. Tokens  2. Base  3. Layout  4. Buttons  5. Header  6. Hero
   7. Trust  8. Cards & steps  9. Split panels  10. FAQ  11. CTA  12. Footer
   ========================================================================== */

/* 1. Tokens ---------------------------------------------------------------- */
:root {
  --green-900: #0d3b26;
  --green-700: #16603c;   /* brand green, matched to the Avalon wordmark */
  --green-600: #1d7a4b;
  --green-100: #e6f2ea;
  --gold-500: #d9a441;
  --gold-600: #b9852a;
  --ink: #1a2721;         /* body text */
  --ink-soft: #46554d;
  --paper: #ffffff;
  --cream: #f7f5ef;
  --line: #dfe5e0;

  --font-body: system-ui, -apple-system, "Segoe UI", Roboto, Arial, sans-serif;
  --font-display: Georgia, "Times New Roman", serif;

  --radius: 14px;
  --shadow: 0 2px 4px rgba(13, 59, 38, .06), 0 12px 32px rgba(13, 59, 38, .08);
  --max: 1120px;
}

/* 2. Base ------------------------------------------------------------------ */
*, *::before, *::after { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  font-family: var(--font-body);
  font-size: 1.125rem;      /* 18px: comfortable for a 55+ audience */
  line-height: 1.65;
  color: var(--ink);
  background: var(--paper);
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; height: auto; display: block; }

h1, h2, h3 {
  font-family: var(--font-display);
  color: var(--green-900);
  line-height: 1.2;
  margin: 0 0 .6em;
  font-weight: 700;
}
h1 { font-size: clamp(2rem, 5vw, 3.1rem); letter-spacing: -.01em; }
h2 { font-size: clamp(1.6rem, 3.5vw, 2.25rem); }
h3 { font-size: 1.3rem; }

p { margin: 0 0 1em; }
a { color: var(--green-700); text-underline-offset: 3px; }
a:hover { color: var(--green-900); }

:focus-visible {
  outline: 3px solid var(--gold-500);
  outline-offset: 3px;
  border-radius: 4px;
}

.skip-link {
  position: absolute; left: 1rem; top: -4rem;
  background: var(--green-900); color: #fff;
  padding: .75rem 1.25rem; border-radius: 8px; z-index: 100;
}
.skip-link:focus { top: 1rem; }

/* 3. Layout ---------------------------------------------------------------- */
.wrap { width: min(100% - 2rem, var(--max)); margin-inline: auto; }
.section { padding-block: clamp(3rem, 7vw, 5.5rem); }
.section--cream { background: var(--cream); }
.section-head { max-width: 42rem; margin-bottom: 2.5rem; }
.eyebrow {
  display: inline-block; margin-bottom: .75rem;
  font-size: .85rem; font-weight: 700; letter-spacing: .12em; text-transform: uppercase;
  color: var(--gold-600);
}
.lead { font-size: 1.25rem; color: var(--ink-soft); }

/* 4. Buttons --------------------------------------------------------------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: .5rem;
  min-height: 3.25rem; padding: .75rem 1.6rem;
  font: inherit; font-weight: 700; text-decoration: none;
  border-radius: 999px; border: 2px solid transparent; cursor: pointer;
  transition: background .15s, color .15s, transform .15s;
}
.btn:hover { transform: translateY(-1px); }
.btn--primary { background: var(--gold-500); color: var(--green-900); }
.btn--primary:hover { background: #e6b352; color: var(--green-900); }
.btn--green { background: var(--green-700); color: #fff; }
.btn--green:hover { background: var(--green-900); color: #fff; }
.btn--ghost { border-color: var(--green-700); color: var(--green-700); background: transparent; }
.btn--ghost:hover { background: var(--green-700); color: #fff; }
.btn--ghost-light { border-color: rgba(255,255,255,.7); color: #fff; }
.btn--ghost-light:hover { background: #fff; color: var(--green-900); }

/* 5. Header ---------------------------------------------------------------- */
.site-header {
  position: sticky; top: 0; z-index: 50;
  background: rgba(255,255,255,.97);
  border-bottom: 1px solid var(--line);
  backdrop-filter: blur(6px);
}
.header-inner { display: flex; align-items: center; justify-content: space-between; gap: 1rem; min-height: 5rem; }
.brand { display: flex; align-items: center; gap: .9rem; text-decoration: none; }
.brand img { width: 118px; }
.brand-area {
  font-size: .8rem; font-weight: 700; letter-spacing: .1em; text-transform: uppercase;
  color: var(--ink-soft); border-left: 2px solid var(--line); padding-left: .9rem; line-height: 1.3;
}

.nav-toggle {
  display: none; min-height: 3rem; padding: .5rem 1rem;
  font: inherit; font-weight: 700; color: var(--green-900);
  background: none; border: 2px solid var(--green-700); border-radius: 999px; cursor: pointer;
}

.site-nav ul { display: flex; align-items: center; gap: .25rem; list-style: none; margin: 0; padding: 0; }
.site-nav a {
  display: block; padding: .6rem .9rem; border-radius: 999px;
  font-size: 1rem; font-weight: 600; color: var(--ink); text-decoration: none;
}
.site-nav a:hover, .site-nav a[aria-current="page"] { background: var(--green-100); color: var(--green-900); }
.site-nav .nav-cta a { background: var(--green-700); color: #fff; margin-left: .5rem; }
.site-nav .nav-cta a:hover { background: var(--green-900); }

@media (max-width: 900px) {
  .brand-area { display: none; }
  .nav-toggle { display: inline-block; }
  .site-nav {
    display: none; position: absolute; left: 0; right: 0; top: 100%;
    background: #fff; border-bottom: 1px solid var(--line); box-shadow: var(--shadow);
    padding: .75rem 1rem 1.25rem;
  }
  .site-nav.is-open { display: block; }
  .site-nav ul { flex-direction: column; align-items: stretch; }
  .site-nav a { padding: 1rem; font-size: 1.1rem; }
  .site-nav .nav-cta a { margin: .5rem 0 0; text-align: center; }
}

/* 6. Hero ------------------------------------------------------------------ */
.hero {
  background:
    radial-gradient(60rem 30rem at 85% -10%, rgba(217,164,65,.18), transparent 60%),
    linear-gradient(180deg, var(--green-100) 0%, #fff 100%);
  padding-block: clamp(2.5rem, 6vw, 5rem);
}
.hero-grid { display: grid; grid-template-columns: 1.25fr 1fr; gap: clamp(2rem, 5vw, 4rem); align-items: center; }
.hero h1 { margin-bottom: .5em; }
.hero .lead { max-width: 34rem; }
.hero-actions { display: flex; flex-wrap: wrap; gap: .9rem; margin: 1.75rem 0; }
.hero-points { list-style: none; margin: 0; padding: 0; display: grid; gap: .5rem; font-weight: 600; color: var(--green-900); }
.hero-points li::before { content: "\2713"; margin-right: .6rem; color: var(--green-600); font-weight: 800; }

.adviser-card {
  background: #fff; border: 1px solid var(--line); border-radius: 20px;
  padding: 2rem; box-shadow: var(--shadow);
}
.adviser-id { display: flex; align-items: center; gap: 1rem; margin-bottom: 1.25rem; }
/* Placeholder avatar until a real photo is supplied */
.avatar {
  flex: none; width: 4.5rem; height: 4.5rem; border-radius: 50%;
  display: grid; place-items: center;
  background: var(--green-700); color: #fff; font-family: var(--font-display); font-size: 1.5rem; font-weight: 700;
}
.adviser-id strong { display: block; font-family: var(--font-display); font-size: 1.3rem; color: var(--green-900); }
.adviser-id span { font-size: .95rem; color: var(--ink-soft); }
.adviser-card ul { list-style: none; margin: 0 0 1.5rem; padding: 0; display: grid; gap: .85rem; }
.adviser-card li a { font-weight: 700; font-size: 1.25rem; text-decoration: none; }
.adviser-card li small { display: block; font-size: .85rem; color: var(--ink-soft); font-weight: 500; }
.adviser-card .btn { width: 100%; }

@media (max-width: 860px) { .hero-grid { grid-template-columns: 1fr; } }

/* 7. Trust strip ------------------------------------------------------------ */
.trust { border-block: 1px solid var(--line); background: #fff; padding-block: 1.75rem; }
.trust-inner { display: flex; flex-wrap: wrap; align-items: center; justify-content: center; gap: 1.5rem 3rem; }
.trust img { height: 6.5rem; width: auto; }
@media (max-width: 560px) { .trust img { height: 5rem; } }
.trust p { margin: 0; max-width: 18rem; font-size: .95rem; color: var(--ink-soft); line-height: 1.4; }

/* 8. Cards & steps ---------------------------------------------------------- */
.cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.5rem; }
.card {
  background: #fff; border: 1px solid var(--line); border-radius: var(--radius);
  padding: 1.75rem; border-top: 4px solid var(--gold-500);
}
.card p:last-child { margin-bottom: 0; }
.card a.more { font-weight: 700; }

.steps { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(4, 1fr); gap: 1.5rem; counter-reset: step; }
.steps li { position: relative; padding-top: 4rem; counter-increment: step; }
.steps li::before {
  content: counter(step);
  position: absolute; top: 0; left: 0; width: 3rem; height: 3rem; border-radius: 50%;
  display: grid; place-items: center;
  background: var(--green-700); color: #fff; font-family: var(--font-display); font-size: 1.4rem; font-weight: 700;
}
.steps h3 { font-size: 1.15rem; margin-bottom: .35em; }
.steps p { font-size: 1rem; color: var(--ink-soft); margin: 0; }

@media (max-width: 900px) {
  .cards { grid-template-columns: 1fr; }
  .steps { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 560px) { .steps { grid-template-columns: 1fr; } }

/* 9. Split panels (uses / things to consider / areas) ------------------------ */
.split { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(1.5rem, 4vw, 3rem); }
.panel { border-radius: 20px; padding: clamp(1.5rem, 4vw, 2.5rem); background: #fff; border: 1px solid var(--line); }
.panel--green { background: var(--green-900); border-color: var(--green-900); color: #e8f1eb; }
.panel--green h2, .panel--green h3 { color: #fff; }
.panel--green a { color: var(--gold-500); }
.tick-list { list-style: none; margin: 0 0 1em; padding: 0; display: grid; gap: .7rem; }
.tick-list li { padding-left: 1.9rem; position: relative; }
.tick-list li::before { content: "\2713"; position: absolute; left: 0; color: var(--green-600); font-weight: 800; }
.panel--green .tick-list li::before { color: var(--gold-500); }
.dot-list { margin: 0 0 1em; padding-left: 1.2rem; display: grid; gap: .6rem; }

@media (max-width: 860px) { .split { grid-template-columns: 1fr; } }

/* 10. FAQ ------------------------------------------------------------------- */
.faq { max-width: 50rem; }
.faq details { border-bottom: 1px solid var(--line); }
.faq summary {
  cursor: pointer; list-style: none; padding: 1.25rem 3rem 1.25rem 0; position: relative;
  font-family: var(--font-display); font-size: 1.25rem; font-weight: 700; color: var(--green-900);
}
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after {
  content: "+"; position: absolute; right: .25rem; top: 50%; transform: translateY(-50%);
  font-family: var(--font-body); font-size: 1.75rem; color: var(--green-600);
}
.faq details[open] summary::after { content: "\2212"; }
.faq details p { padding-right: 3rem; color: var(--ink-soft); }

/* 11. Call to action -------------------------------------------------------- */
.cta { background: var(--green-900); color: #e8f1eb; text-align: center; }
.cta h2 { color: #fff; }
.cta p { max-width: 36rem; margin-inline: auto; }
.cta .hero-actions { justify-content: center; }

/* 12. Footer ---------------------------------------------------------------- */
.site-footer { background: #0a2b1c; color: #c9d9cf; font-size: 1rem; padding-block: 3rem 2rem; }
.site-footer a { color: #fff; }
.footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr; gap: 2rem; margin-bottom: 2.5rem; }
.site-footer h2 { font-size: 1rem; font-family: var(--font-body); letter-spacing: .1em; text-transform: uppercase; color: var(--gold-500); }
.site-footer ul { list-style: none; margin: 0; padding: 0; display: grid; gap: .5rem; }
.footer-brand img { width: 130px; background: #fff; padding: .5rem .75rem; border-radius: 10px; margin-bottom: 1rem; }
.legal { border-top: 1px solid rgba(255,255,255,.15); padding-top: 1.5rem; font-size: .875rem; color: #a9bfb1; }
.legal p { margin-bottom: .8em; }
.legal strong { color: #fff; }

@media (max-width: 860px) { .footer-grid { grid-template-columns: 1fr; } }

/* Respect reduced-motion preferences */
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  .btn { transition: none; }
  .btn:hover { transform: none; }
}

/* 13. Page banner (inner pages) --------------------------------------------- */
.page-banner { background: linear-gradient(180deg, var(--green-100) 0%, #fff 100%); padding-block: clamp(2rem, 5vw, 3.5rem) clamp(1rem, 3vw, 2rem); }
.page-banner h1 { margin-bottom: .4em; }
.page-banner .lead { max-width: 40rem; margin: 0; }

/* 14. Contact page and form -------------------------------------------------- */
.contact-grid { display: grid; grid-template-columns: 1.4fr 1fr; gap: clamp(1.5rem, 4vw, 3rem); align-items: start; }

.form-card { background: #fff; border: 1px solid var(--line); border-radius: 20px; padding: clamp(1.5rem, 4vw, 2.5rem); box-shadow: var(--shadow); }
.form-card h2 { font-size: 1.6rem; }

.field { margin-bottom: 1.35rem; }
.field label { display: block; margin-bottom: .4rem; font-weight: 700; color: var(--green-900); }
.field .hint { display: block; margin-bottom: .4rem; font-size: .95rem; font-weight: 400; color: var(--ink-soft); }
.field input, .field textarea {
  width: 100%; min-height: 3.25rem; padding: .75rem 1rem;
  font: inherit; color: var(--ink);
  background: #fff; border: 2px solid #b7c4bc; border-radius: 10px;
}
.field textarea { min-height: 9rem; resize: vertical; }
.field input:hover, .field textarea:hover { border-color: var(--green-600); }
.field input:focus-visible, .field textarea:focus-visible { outline: 3px solid var(--gold-500); outline-offset: 2px; border-color: var(--green-700); }
.req { color: #a3341d; }

/* Foundry Forms honeypot: hidden from people and screen readers, tempting to bots */
.hp { position: absolute; left: -9999px; width: 1px; height: 1px; overflow: hidden; }

.form-status { margin: 0 0 1.25rem; padding: .9rem 1.1rem; border-radius: 10px; background: #fbeae6; border: 1px solid #e3a99b; color: #7a2313; font-weight: 600; }
.form-status:empty { display: none; }

.form-note { font-size: .95rem; color: var(--ink-soft); margin: 1.25rem 0 0; }
.form-card .btn { width: 100%; }
.form-card .btn[disabled] { opacity: .7; cursor: wait; transform: none; }

.contact-side { display: grid; gap: 1.5rem; }
.contact-list { list-style: none; margin: 0; padding: 0; display: grid; gap: 1rem; }
.contact-list small { display: block; font-size: .85rem; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; color: var(--ink-soft); }
.contact-list a { font-weight: 700; font-size: 1.25rem; text-decoration: none; }
.next-steps { margin: 0; padding-left: 1.2rem; display: grid; gap: .6rem; }

@media (max-width: 900px) { .contact-grid { grid-template-columns: 1fr; } }

/* 15. Thank-you page --------------------------------------------------------- */
.thanks { max-width: 42rem; margin-inline: auto; text-align: center; }
.thanks-tick {
  width: 4.5rem; height: 4.5rem; margin: 0 auto 1.5rem; border-radius: 50%;
  display: grid; place-items: center; background: var(--green-700); color: #fff; font-size: 2.2rem; font-weight: 700;
}
.thanks .hero-actions { justify-content: center; }